Do you need an electric scooter, and you're unsure about whether Medicare will pay for it? Medicare is a comprehensive insurance system that covers the costs of most necessary medical equipment, and that can include both electric scooters and wheelchairs. If you have Medicare Part B, then you're most likely in luck. Of course, you'll need to talk to your doctor about your need, and you may need to talk to your insurance advocate about any concerns. That said, Medicare has helped scores of seniors to afford electric mobility scooters and wheelchairs that are vital for their independence. Learn more about Medicare coverage for electric mobility scooters.
Which part of Medicare offers coverage for electric mobility scooters?
Medicare Part B covers electric mobility scooters, wheelchairs and more as durable medical equipment, or DME.
When does Medicare Part B coverage kick in?
To get coverage for an electric mobility scooter under Medicare, your doctor must provide a written statement that this equipment is a medical necessity given your condition.
How is need established for an electric mobility scooter?
Several conditions must be met for your doctor to establish need. For example, you must have a health condition that makes moving around your home difficult, and you must be able to perform basic daily tasks such as using the bathroom or getting out of bed.
How much coverage does Medicare provide for electric mobility scooters?
After your doctor files the correct paperwork, you'll be informed about how much Medicare is willing to pay for your scooter or other DME. This amount is based on numerous factors such as your health condition and where you live.
Does Medicare cover the entire cost of electric scooters?
You still need to pay your Medicare Part B deductible, and then you'll be responsible for 20 percent of what Medicare agreed to pay for your electric mobility scooter.
What if I can't afford those costs?
If you still can't afford the costs of getting an electric mobility scooter with Medicare's help, you can consider renting a scooter instead. This can dramatically reduce costs. However, this is a less-useful solution if you'll need a scooter on a long-term basis.
What if I have a Medicare Advantage plan?
Medicare Advantage plans are administered by private insurance companies. Most provide coverage for mobility scooters and other DME, but you'll have to contact your specific provider for more information.
Where can I get my electric mobility scooter?
Contact a Medicare representative to confirm where you can get your mobility scooter. Some areas have more restrictions than others, and you could be left without coverage if you buy or rent from the wrong place.
